What is an Exterior Home Protection Plan?
All Exterior Home Warranty LLC. come with a partnership that relieves the burden of costly home repairs for homeowners in Texas. This partnership helps you with higher-price repairs like fences and gates, roofs, sewer/septic lines, garage doors, foundations, and windows. This partnership will allow homeowners to fix these repairs with minimum out-of-pocket costs. As the cost of home repairs increases, this type of partnership is needed more than ever and All Exterior Home Warranty LLC. is providing this partnership with you, the homeowner.
Why do I need an exterior home protection plan if I have homeowners’ insurance?
Your homeowner’s insurance is a form of property insurance and liability coverage that covers accidents, losses, and damages to your residence in addition to furnishings and other assets in your home or on the property. It also provides financial protection in disasters like wind, fires, and flooding. At All Exterior Home Protection Plan, we cover repairs and replacement damages caused by natural wear and tear on items that we cover, garage doors, fences and gates, roof repairs, windows, sewer lines/septic tanks, and foundations.
Do I need a home assessment before purchasing a exterior home warranty?
No, however, it is a good idea to have your home assessment to ensure that all items are in good working condition. Having a record of pre-existing issues lets you know what work needs to be done on the home and whether they’re covered under the exterior protection plan. Unfortunately, the exterior home warranty plan does not cover pre-existing conditions. All Exterior Home Warranty LLC. may require an assessment on some covered items such as roofs and foundations.
When does coverage begins?
Coverage begins 30-90 days (depending on the plan) after the first payment is received and plan is approved.
Why do I need foundation coverage?
Due to the frequent movement of the ground in every state in the United States, there are more foundation problems, and the repairs can be costly. Also, foundation damages can cause a home to be a hazard and unoccupiable. One out of four homes will encounter foundation problems this year alone.
What if I need to make a claim?
Claims can be made online at Allexteriorhomeprotectionplan.com. Fill out the claims form and someone from our team will contact you within 24 hours.
Is there a service fee on claims?
There is a zero copay on all repairs under $1000 and a 15% copay on repairs over $1000. We will pay 100% on homeowners insurance deductibles under $500 on covered items.
Can I renew my exterior home protection plan each year?
Yes, the plan may be renewable. It is auto renewable unless you choose to cancel.
What does my All Exterior Home Protection Cover?
THIS EXTERIOR HOME WARRANTY PLAN IS DESIGNED TO COVER NORMAL WEAR AND TEAR AND TO MINIMIZE THE OUT-OF-POCKET COST TO HOMEOWNERS. If you can’t find an answer to your question, please send us an email at main@allexteriorhomewarranty.com
Garage Doors – Plan covers repair or replace door, hinges, rails, handles, and tracks. When damages are caused by an Act of God, we will pay 100% of the homeowners insurance deductibles under $500 on the covered items. Any pre-existing conditions are not covered by the plan.
Roofing – The plan covers roof repairs only and has 90 days before a claim can be submitted. Since roofing is covered by homeowners’ insurance policies, we will pay 100% of your deductible under $500 when damages are caused by an Act of God. A roof inspection may be required before coverage. No pre-existing damage is covered.
Windows – The plan covers window repair or replacement back its functional or new state. We will pay 100% of your deductible under $500 when damages are caused by an Act of God. No pre-existing damage is covered.
Sewer/Septic Lines – Repairs only. We will pay 100% of your deductible under $500 when damages are caused by an Act of God. All Exterior Home Warranty LLC., will not be responsible for damages caused by lawn service providers or whoever does the lawn care, and no pre-existing damage is covered.
Fences and Gates – The plan covers repairs and replacement of posts, panels, and gates back to the functional or new condition up to 400 Linear Feet. We will pay 100% of your deductible under $500 when damages are caused by an Act of God. No pre-existing damage is covered. A discount may be offered to replace the fence before coverage.
Foundations – Repairs only. Repair work will be performed by a licensed qualified expert in foundation repairs. We will pay 100% of your deductible under $500 when damages are caused by an Act of God. No pre-existing damage is covered.THIS EXTERIOR HOME WARRANTY PLAN IS DESIGNED TO COVER NORMAL WEAR AND TEAR AND TO MINIMIZE THE OUT-OF-POCKET COST TO HOMEOWNERS. All Exterior Home Warranty LLC. is not responsible for any false or misleading information to obtain coverage that will void the plan. Any negligent or intentional damage caused by anyone will not be covered by the plan. The exterior home warranty plan does not cover known or unknown pre-existing conditions. All companies performing the work must be pre-approved by All Exterior Home Warranty LLC.